![]() ![]() Fetch Rewards, for example, has a section where you can see which brands will get you the most points.ĩ. Double up with cash-back apps. With services like FetchRewards, or Ibotta, your grocery purchases earn points toward gift cards for various shopping options such as Amazon, Target and Walmart. Websites like CardRates and NerdWallet let you compare your card with others.Ĩ. Search the Internet for cards that offer the most cash back for groceries you might find a card that will give you 5 percent back on food purchases. Pay with the right card. Many credit cards offer cash back today, but the amounts often vary by category. Look for coupons at sites like to find deals, such as $20 off your first order at Vons, 15 percent off Kroger grocery shipments, and $10 off your first delivery of $20 at Instacart.ħ. Yes, order online. What you might lose in delivery costs often is more than made up by avoiding impulse purchases when browsing a store. ![]() Designate a shelf or bin in your fridge for all of the leftover food bits (think nubs of cheese, a half serving of pasta,a lemon wedge) or overly ripe foodstuffs that should be eaten before fresher items.Ħ. Have an “eat me first” spot in your fridge. The antidote: Cook at least one meal a week based entirely on foods lingering in your refrigerator or pantry.ĥ. Americans throw away 30 to 40 percent of our food supply, often because it goes uneaten until it’s no longer edible. You can also use the app to generate your shopping list.Ĥ. This makes it a snap to compare your shopping list to circulars from your local supermarkets to determine which store’s virtual coupons will save you the most money. ![]() HAPPY PLANNER BUDGET PLANNER FREEFlipp is a free phone app that consolidates retail circulars. Friday is a great day for planning, as many stores post their week’s discounts and deals that day or the day before.ģ. Plan this Friday for next Tuesday. A proven way to contain grocery costs is to plan out the week’s meals and to buy food from a shopping list based solely on that plan. ![]() Saving Section: Emergency fund, Retirement fund, College fund, Vacation fund.Īll sections have blank extra fields for your custom items and Total box for summarizing each part of expenses.2.Debt Payments: Car payments, Credit card repayments, Student loan repayments, Snowball, etc.Personal Expenses: Personal care/Toiletries, Child care, Clothing Adults/Kids, Shoes, Dry cleaning, Hair cuts/Salon, Gifts, Subscriptions, School tuition, Books/Supplies, Baby supplies, Pet supplies, Pocket money, etc.Medical/Health Expenses: Prescription/Medicine, Doctor visits, Dentist, Eye doctor, Vitamins.Insurance Section: Health insurance, Car insurance, Life insurance, Homeowner/Renter payments, Identity theft, etc. HAPPY PLANNER BUDGET PLANNER REGISTRATIONTransportation Expenses: Gas, Repairs/Tires, Registration & Fees, Public Transportation, Car replacement sinking, etc.Utilities such as Electricity, Water, Gas, Trash, Phone, Internet, Cable.Housing Section for managing your expenses for Primary Mortgage, Rent, Maintenance, Repairs, HOA Dues, etc.Giving Section, where you can keep your Tithe and Charity.Two pages monthly budget planner template with classical design and many useful features. ![]()
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